Great wisdom for the new year!
"If you want a different result, try different actions and habits, if you plant corn, don't be shocked when you grow corn." - Dave #Ramsey
Potential is great...but habits (and actions) are what form us and make us who we are..
This is a short list of things you need to make sure don't get lost in the craziness of your year end 2019 roundup and new year 2020 kickoff!!
"If you want things to change, MAKE THEM CHANGE!" - Dave Ramsey